We insure Retail and Wholesale Stores, Offices, Warehouses, and Habitational Properties with a wide selection of endoresements to tailor your policy to your needs.


We specialize in Liquor Liability (Dram Shop) for Bars, Restaurants, Clubs, Package Liquor Stores, Caterers, and Special Events. We do property and liability coverages for all of our Hospitality Programs.


We offer Contractor, Payment, and Performance Bonds, Notary Bonds, and License and Permit Bonds of various types across the State of Illinois.

To apply for an agency contract, please perform the following steps:

Step 1

Download the agency application below

Step 2

Complete the application

Step 3

Submit your application

Our marketing representative will call after reviewing the received materials

Claims or incidents that may result in a
claim should be reported immediately

Please download and submit the Claim Notification Form via email or fax. Download

USICOA About Us Image

U.S. Insurance Company of America started as a mono-line liquor liability (commonly known as dram insurance) company in IL. It was not long after that the company began offering other products to liquor serving establishments. U.S. Insurance’s package policy for the hospitality industry includes property, liability, loss of business income, endorsements tailored to the individual client and of course liquor liability/dram shop insurance. The company’s policy is unique in that the liquor liability/dram shop coverage is not subject to an aggregate limit.

We now have a Special Event policy just for liquor liability/dram shop coverage, liquor liability/dram shop and general liability coverage or only general liability coverage.

Although, habitational accounts, warehouses, retail and wholesale stores and small service companies can be covered on our Business Owners Policy (BOP) we are still known best for our liquor liability/dram shop coverages. We are the liquor liability/dram shop experts.

U.S. Insurance Company of America

3131 Greenhead Drive

Springfield, IL 62711

If you would like us to contact you